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You Have The Right To:
  • Get the services you need 24 hours a day, 7 days a week. This includes emergencies.
  • Be informed about your health problems.
  • Get information about treatments, and how they will help or harm you.
  • Refuse treatment. Receive information about what may happen if you refuse treatment.
  • Know that the Circle of Health will keep your records private.
  • File a complaint with the member service representative.
  • File an appeal with the Circle of Health Insurance Director.
  • A clear explanation of covered benefits.
  • Give written instructions about your medical care. This is called a "health care directive."
  • Choose where you will get family planning services.
  • Get a second opinion for medical, mental health, and chemical dependency services.

Your Responsibility:

In order to make the Circle of Health work you must cooperate with us to maximize the available resources to cover all of your health care needs.
  1. You must complete an application form with the Circle of Health.
  2. You must inform us of your primary coverage with other insurance companies and let us know immediately of any changes in that coverage.
  3. You must keep us informed on your current address and if you change it.
  4. You must be willing to apply and accept any medical coverage that may be available through an employer of from a governmental program. The Circle of Health will assist you in applying for these programs.
  5. You must have a doctor's order and prior authorization for specialty or benefits not covered by your insurance policy.

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Mille Lacs Band of Ojibwe -  Circle of Health
"Where Care, Culture and Community Complete the Circle"

500 East Main Street,  Onamia, MN 56359
Toll Free: (800)-491-6106   Local: (320) 532-5358    Fax: (320) 532-5699
info@mlcircleofhealth.com